Terms of use

Dash Process LLC is an independent sales organisation. We prepare and place merchant account applications with acquiring banks and processors. We are not a bank, we do not underwrite merchant accounts, and we do not hold or settle merchant funds.

Approval decisions, pricing, reserve terms, volume caps and funding schedules are set by the acquiring bank or processor that approves your application, and are stated in the merchant agreement you sign with them.

Nothing on this site is an offer of credit, an offer of a merchant account, a guarantee of approval, or a commitment to any particular rate, reserve, cap or timeline.

Where a rate, term or timing figure is not stated on this site, that is deliberate: those figures are set per merchant at underwriting, and publishing a single number would misrepresent what most readers would be offered.

Some pages contain worked examples and interactive tools. Every figure in them is either supplied by you or explicitly labelled illustrative, and none is an indication of terms you would be offered.

The estimator calculates entirely from values you enter. It does not quote, and its output is not a proposal.

• Worked examples on the reserves page use an explicitly illustrative rate and term.
• Spec tables show 'set at underwriting' where a figure is decided per merchant.
• MCC codes listed on industry pages are the categories commonly assigned; the actual MCC is set by the acquirer.

Content on this site describes how payment processing, underwriting, reserves and chargeback programmes generally work. It is general information, not legal, tax, compliance or financial advice, and it is not a substitute for advice about your specific situation.

Regulatory requirements described here — registration regimes, licensing, card-network programmes — change. Verify current requirements against the primary source before relying on anything here.

Do not use this site to submit false information, to attempt to gain unauthorised access, to interfere with its operation, or to scrape it at a volume that degrades it for others.

Information you submit through the pre-qualification form must be accurate. Applications built on inaccurate information fail at underwriting, and misrepresentation on a merchant application has consequences beyond a declined file.

The content, design and code of this site belong to us or our licensors. You may read, print and share pages for your own evaluation. You may not republish substantial portions as your own.

Links to third-party sites are provided for convenience. We do not control them and are not responsible for their content or their handling of your information.

To the extent permitted by law, we are not liable for indirect or consequential loss arising from your use of this site or from reliance on general information published on it.

Nothing in these terms limits liability that cannot lawfully be limited, including for fraud.

We may update these terms. The revision date at the top of this page reflects the current version, and continued use after a change means you accept it.

Questions about these terms can be sent to hello@dashprocess.com or raised by phone on (888) 555-0142.