Product
Multi-account routing
In one line
More than one account, split on rules you control.
Reviewed
In the product
Sub-accounts under one login, each with its own descriptor and reporting, and the split changed in the dashboard.
What it is
Every account has a monthly volume cap. Growing past it triggers a review and, often, a hold — which arrives precisely when a business can least afford it. The structural answer is more than one account, and the ability to move volume between them without touching your code.
It also separates concerns cleanly. A brand with a continuity offer and a brand with straight sales should not share a ratio, a descriptor or a reserve. Sub-accounts give each its own, under one login.
Capabilities
What you get, specifically.
Rule-based distribution
Split by percentage, card brand, ticket band, product line or descriptor. Rules change in the dashboard, not in your code.
Cap-aware routing
Routing weights respond to each account's remaining monthly headroom, so volume moves before a cap is breached rather than after.
Per-account descriptors and reporting
Each sub-account carries its own descriptor, its own ratio and its own statement, while the totals roll up.
Partner-acquirer accounts alongside
Where part of your business sits with a specialist acquirer, it reports into the same dashboard rather than a separate portal.
Specification
The detail.
- Sub-accounts per merchant
- As underwriting supports
- Routing
- Percentage, attribute-based, cap-aware, failover
- Reporting
- Consolidated and per account
- Per-account volume cap
- Set at underwriting
Rows reading set at underwriting are not omissions. Those figures are decided per merchant against your vertical, volume and history, and you will see all of them in writing before you sign.
Tell us what you sell.
Before anything sensitive changes hands, we will tell you whether one of our acquiring partners writes your vertical, roughly what the terms look like, and what underwriting will ask you for.