Platform
One account. Five stages. Ten products.
Where a spec table would normally carry a rate or a settlement time, ours reads set at underwriting. Those figures are decided per merchant and you see all of them in writing before you sign.
Reviewed
The spine
How the pieces connect.
By product
Ten products, one account.
Acceptance
Card acceptance
Acceptance across the four major card brands, with interchange handling and reporting that reconciles to your ledger.
ACH and pay by bank
Bank-to-bank debits for large tickets, recurring service fees and any payment where card economics do not work.
Checkout and API
Live without writing code, or integrate as deeply as your engineers want. Card data never touches your servers either way.
B2B payments
Corporate and purchasing card acceptance with the Level II and III data that moves qualifying transactions into lower interchange categories, plus invoicing and ACH for the rest.
Subscriptions
Recurring billing with account updater, intelligent retries and a cancellation path that does not manufacture disputes.
Virtual terminal and POS
Browser-based card entry for phone orders, plus countertop and mobile terminals, on the same account and the same reporting.
Terms & reserves
Terms
What you see before you sign.
A processor that will not put these six lines in front of you before signature has already answered your question about them. Ours arrive as one document, and the reserves and chargeback pages on this site explain what each line does to your funding, month by month.
- Discount rateInterchange plus our platform markup, disclosed as separate lines.
- Set at underwriting
- Per-transaction feeA flat amount per authorization. Its weight depends on your average ticket.
- Set at underwriting
- Monthly and per-transaction capsSet against your real forecast, and reviewed as you grow.
- Set at underwriting
- Reserve rate and termThe percentage held and how long it ages before release, month by month.
- Set at underwriting
- Funding scheduleWhen settled funds reach your account, stated per program.
- Set at underwriting
- Conditions for changeWhat can move any line above, and how much notice you get.
- Set at underwriting
Issued as one sheet before signature. Nothing appears on a statement that was not on it.
Tell us which stage you are stuck at.
Declined at onboarding, capped at acceptance, surprised by terms, or fighting disputes alone — say which, and we will tell you what the platform does about it before you send a document.