Declined by Stripe, Square or PayPal? Here is what their own lists say.

“CBD products containing only negligible amounts of THC, per local limits”

CBD edibles and products above the local THC limit are listed as prohibited.

“Hemp and hemp-derived CBD products that have less than 0.3% THC in all states excluding Idaho and South Dakota.”

By application to Square's CBD program, not under the Payment Terms. No hemp flower; items cannot make health claims.

Square Community, official answer · 2019-10-03

Not named. The policy prohibits 'controlled substances or other products that present a risk to consumer safety'.

“Tobacco products, including e-cigarettes, cigars, and e-liquid sold in accordance with applicable law”

“internet/mail order/telephone order of age restricted products (e.g., tobacco)”

Remote sale is what the list names; in-person is not addressed here.

“Non-cigarette tobacco products, e-cigarettes, cigars”

Cigarettes themselves are listed as prohibited.

“Legal firearms and other weapons (Limited availability: Please contact our sales team if you would like to work with Stripe.)”

“sales of (i) firearms, firearm parts or hardware, and ammunition”

“ammunition, firearms, or certain firearm parts or accessories”

“Pseudo-pharmaceuticals or nutraceuticals that are not safe or make harmful claims”

Listed under Prohibited, qualified by safety and claims.

Not named. §3 includes a catch-all for 'high-risk products and services'.

Not named. 'Steroids, certain controlled substances or other products that present a risk to consumer safety' are prohibited.

“Telemedicine and telehealth services”

'Online pharmacies, including SaaS platforms' are also listed as restricted.

“internet/mail order/telephone order pharmacies or pharmacy referral services”

“Telemedicine Services — Providing medical services and consultations in a remote fashion.”

'Prescription Items' also require pre-approval.

“Incorrectly labeled research chemicals”

Properly labeled compounds are not named either way.

Not named. §3 includes a catch-all for 'high-risk products and services'.

Not named. 'Certain controlled substances' are prohibited.

“Debt collection agencies”

“bankruptcy attorneys or collection agencies engaged in the collection of debt”

Not named. 'Debt settlement services' are prohibited.

“Credit monitoring, credit repair, and counseling services”

“credit counseling or credit repair agencies”

“certain credit repair, debt settlement services, credit transactions or insurance activities”

“Cryptocurrency (for example, Bitcoin, Ripple, Ethereum, Dogecoin, Cardano, etc.) exchanges and wallets”

Money service businesses are restricted; mining, staking and ICOs are prohibited.

“sales of money-orders or foreign currency”

Cryptocurrency is not named in §3.

“Any digital representation of value that can be digitally traded, transferred, or used for payment”

Forex and brokerage are also listed as requiring pre-approval.

“Bail bonds”

Not named. 'Bankruptcy attorneys' are the legal service the list does name.

“Negative option marketing, negative option membership clubs, and reduced price trials with unclear or hidden pricing”

Recurring billing is supported; the structures quoted are prohibited.

“direct marketing or subscription offers or services”

Not named.

“Negative option marketing, negative option membership clubs, and reduced price trials with unclear or hidden pricing”

'Telemarketing' is also listed as prohibited.

“infomercial sales”

'Up-sell merchants' and 'inbound or outbound telemarketers' are also listed.

Not named. 'Get rich quick' schemes are prohibited.

“Multilevel marketing services offering commission or recruitment-based sales”

“unauthorized multi-level marketing businesses”

“Multilevel Marketing and Direct Selling Organizations”

'Certain multi-level marketing programs' are separately prohibited.

Not named. 'Get rich quick' schemes and businesses that 'make outrageous claims' are prohibited.

Not named. 'Up-sell merchants' and 'membership clubs' are listed.

Not named. 'Get rich quick' schemes are prohibited.

“Online dating and matchmaking services”

“Any dating services that enable individuals to find and introduce themselves to new people”

“Pornography and other mature audience content (including literature, imagery, and other media) designed for the purpose of sexual gratification”

“adult entertainment oriented products or services (in any medium, including internet, telephone, or printed material)”

“Any adult content delivered digitally including video on demand (VOD) and web-cam activities”

'Certain sexually oriented materials or services' are separately prohibited.

“Travel reservation services and clubs”

'Commercial airlines and cruises' and 'Timeshare services' are listed as prohibited.

“Airlines and scheduled or non-scheduled charters/jets/air taxi operators.”

Named for airlines and charters; other travel is not named.

“High-value goods, precious metals and stones”

Named for precious metals and stones; other high-ticket goods are not named.

“Operating as a dealer in jewels, precious metals and stones.”

Named for jewels and precious metals; other high-ticket goods are not named.