Industries
What our acquiring partners write, and why it is priced the way it is.
Any legal business can process with us; the register below covers the categories that need a page. Restricted does not mean risky, and the two get confused constantly. Each page below states what the vertical is, what underwriting is really looking at, and the exact document list — so you can assemble a file before anyone asks you for one.
Each row carries its path. The chips mean:
- Standard program
- Case by case
- Specialist acquirer
Defined, with an effective date, on Program boundaries
Reviewed
Regulated products
Health & wellness
Financial services
Recurring & direct response
- Subscription and continuityRecurring revenue, delayed disputesStandard program
- Direct response marketingFunnels, upsells and the ratio they generateStandard program
- Multi-level marketingTwo payment flows, one compliance questionStandard program
- Coaching and digital productsHigh ticket, no shipment, easy to disputeStandard program
- E-commerceCard-not-present at scaleStandard program
Travel & high ticket
Not on the list
The register above is what we have written up, not the limit of what we underwrite. Tell us what you sell and how you sell it. If there is no honest path today you will hear that on the first call rather than after two weeks of document collection.
Ask about your verticalTell us what you sell.
Before anything sensitive changes hands, we will tell you whether one of our acquiring partners writes your vertical, roughly what the terms look like, and what underwriting will ask you for.