Service
B2B and Level III
In one line
Line-item data, lower interchange.
What it is
When a business or government buyer pays with a corporate or purchasing card, the card networks offer materially lower interchange for transactions that carry additional data — tax amounts and customer codes at Level II, full line-item detail at Level III.
Most processors do not pass those fields, so B2B merchants pay retail interchange on commercial cards without knowing there was another category available. The saving is not marketing; it is the published network rate for data you already hold.
Capabilities
What you get, specifically.
Level II and III field passing
Tax amount, customer code, line-item detail, unit of measure, commodity codes and freight, passed on qualifying transactions.
Commercial card detection
BIN-level identification so commercial cards are enriched automatically rather than by manual flagging.
Invoicing and payment links
Send an invoice with a hosted payment page, or a link a buyer's AP department can pay without calling you.
ACH alongside cards
For large invoices where even reduced interchange loses to a flat bank-rail fee.
Specification
The detail.
- Data levels
- Level I, II and III
- Card types
- Corporate, purchasing, government, fleet
- Invoicing
- Hosted invoices and payment links
- Interchange saving
- Set at underwriting
Rows reading set at underwriting are not omissions. Those figures are decided per merchant against your vertical, volume and history, and you will see all of them in writing before you sign.
Tell us what you sell.
Before anything sensitive changes hands, we will tell you whether a route exists for your vertical, roughly what shape it takes, and what underwriting will ask you for.