Service
Offshore merchant accounts
In one line
For what domestic banks will not write.
What it is
Some verticals have no domestic sponsor bank at all, and some businesses sell mostly into markets where a local acquirer produces better approval rates. Offshore acquiring answers both. It is a legitimate structure used by large businesses, and it is also the thing least honestly described in this industry.
The trade-offs are real: higher discount rates, longer settlement, larger reserves, currency conversion, and more documentation at onboarding. If those are worth it for your situation, offshore works. If a domestic route exists, take the domestic route.
Capabilities
What you get, specifically.
Multiple acquiring jurisdictions
EU, UK and Asia-Pacific acquiring relationships, matched to where your customers actually are.
Multi-currency acceptance and settlement
Present in the customer's currency and settle in yours, or hold balances in several.
Domestic and offshore in parallel
Where both are possible, run them together and route by geography — usually better approval rates than either alone.
Trade-offs quoted upfront
Rate, settlement timing, reserve and conversion cost shown side by side with the domestic option before you choose.
Specification
The detail.
- Jurisdictions
- EU, UK, Asia-Pacific
- Settlement currencies
- Multiple, merchant-nominated
- Discount rate
- Set at underwriting
- Settlement timing
- Set at underwriting
- Reserve
- Set at underwriting
Rows reading set at underwriting are not omissions. Those figures are decided per merchant against your vertical, volume and history, and you will see all of them in writing before you sign.
Tell us what you sell.
Before anything sensitive changes hands, we will tell you whether a route exists for your vertical, roughly what shape it takes, and what underwriting will ask you for.