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Dash/Process

Adult & dating

Standard program

Online dating payment processing

Dating combines continuity billing with a moderation obligation, and acquirers underwrite both.

Commonly assigned MCC

7273

The category actually assigned is set at boarding and can differ from these.

Reviewed

The short version

Dating platforms bill on subscription, which brings the delayed-dispute profile, and carry a trust-and-safety obligation acquirers now examine directly. Fake-profile and romance-scam exposure is a payments question, not only a product one.

Descriptor discretion matters here for the same reason it does in adult: a recognizable descriptor on a shared statement generates disputes that look exactly like fraud in the data.

What is actually being priced

What underwriting is looking at.

Auto-renewal disputes

Renewals after a user has stopped using the service are the highest-volume dispute reason in the vertical.

Moderation quality

Fraudulent profiles produce disputes and regulatory attention at the same time.

Descriptor privacy

Statement privacy is a dispute-prevention measure, not a courtesy.

What their lists say

Stripe, Square and PayPal on dating.

Their own published policies, quoted verbatim and dated, next to where the category stands with our acquiring partners.

Stripe

Restricted · approval required

“Online dating and matchmaking services”

Square

Not listed

PayPal

Restricted · approval required

“Any dating services that enable individuals to find and introduce themselves to new people”

Dash Process

Standard program

Subscription billing with clear renewal notice and self-service cancellation; discreet descriptors.

What we ask for
All twenty categories, with sources

In the product

What your application looks like from your side.

The same five stages we publish on the site, a named contact, and the document list for dating in one place — received, requested, or not needed.

How it works
Meridian Botanicals/Application
Sandbox
  1. Apply
  2. Underwriting
  3. Approve
  4. Integrate
  5. Live

Underwriting in progress

Acquiring review · Online dating program · MCC 7273

In review

Documents · 3 of 4 received

  • Subscription terms, renewal notice and cancellation pathReceived
  • Moderation and verification processReceived
  • Refund policy and current dispute ratioReceived
  • Geographic mix of usersRequested
Illustrative · figures are fictional, not a quote

What we put in place

  • Subscription billing with clear renewal notice and self-service cancellation
  • Discreet descriptor configuration
  • Fraud rules built for account-creation and funding abuse patterns
  • Pre-dispute alerts wired to suspend renewal automatically

What underwriting will ask you for

Assemble these before you apply anywhere. The list does not get shorter by waiting, and having it ready is the single biggest thing you control about how long this takes.

  • Subscription terms, renewal notice and cancellation path
  • Moderation and verification process
  • Refund policy and current dispute ratio
  • Geographic mix of users
Why each document is on the list

Questions

About dating.

Subscription disputes and account-funding fraud. Mainstream lists restrict or pre-approve the category. Underwriting looks at renewal notice, cancellation path and fraud controls rather than the category label.

On this account

What an account in this vertical usually runs on.

Also in adult & dating

Next

CBD and hemp

Tell us about your dating business.

We will tell you which of our acquiring partners writes it and what your file needs before it goes anywhere.

Get approvedAsk a questionor call (347) 594-9686