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Dash/Process

Travel & high ticket

Standard program

High-ticket retail payment processing

Large average tickets and made-to-order lead times put ordinary retailers into restricted underwriting.

Commonly assigned MCC

5712 · 5999 · 5533

The category actually assigned is set at boarding and can differ from these.

Reviewed

The short version

A single five-figure transaction carries more exposure than a month of small ones, and made-to-order lead times mean the customer has paid long before anything arrives. Furniture, equipment, custom fabrication and specializt vehicle parts all land here.

Underwriting is mostly about deposit structure and delivery evidence — how much you take upfront, and how you prove the item arrived.

What is actually being priced

What underwriting is looking at.

Ticket concentration

A handful of large disputes can exceed a month's revenue, which is not true in low-ticket retail.

Lead times

Custom manufacturing pushes delivery months past the charge, extending the dispute window.

Freight delivery evidence

Freight and white-glove deliveries produce proof of delivery that does not look like a parcel tracking number.

What their lists say

Stripe, Square and PayPal on high ticket.

Their own published policies, quoted verbatim and dated, next to where the category stands with our acquiring partners.

Stripe

Restricted · approval required

“High-value goods, precious metals and stones”

Named for precious metals and stones; other high-ticket goods are not named.

Square

Not listed

PayPal

Restricted · approval required

“Operating as a dealer in jewels, precious metals and stones.”

Named for jewels and precious metals; other high-ticket goods are not named.

Dash Process

Standard program

Per-transaction limits set to your actual high end, linked deposit-and-balance authorizations, delivery evidence capture.

What we ask for
All twenty categories, with sources

In the product

What your application looks like from your side.

The same five stages we publish on the site, a named contact, and the document list for high ticket in one place — received, requested, or not needed.

How it works
Meridian Botanicals/Application
Sandbox
  1. Apply
  2. Underwriting
  3. Approve
  4. Integrate
  5. Live

Underwriting in progress

Acquiring review · High-ticket retail program · MCC 5712

In review

Documents · 3 of 4 received

  • Average and maximum ticketReceived
  • Deposit terms and production lead timeReceived
  • Proof-of-delivery processReceived
  • Processing history including any large disputesRequested
Illustrative · figures are fictional, not a quote

What we put in place

  • Per-transaction limits set to your actual high end, not a default
  • Deposit and balance billing with linked authorizations
  • Delivery evidence capture built for freight and installation
  • Financing partner integrations where you offer installments

What underwriting will ask you for

Assemble these before you apply anywhere. The list does not get shorter by waiting, and having it ready is the single biggest thing you control about how long this takes.

  • Average and maximum ticket
  • Deposit terms and production lead time
  • Proof-of-delivery process
  • Processing history including any large disputes
Why each document is on the list

Questions

About high ticket.

Yes, at your actual high end rather than a default. A limit set too low declines your best customers; one set without evidence is a risk we would be guessing at. Underwriting asks for the evidence.

On this account

What an account in this vertical usually runs on.

Also in travel & high ticket

Next

Moving and relocation

Tell us about your high ticket business.

We will tell you which of our acquiring partners writes it and what your file needs before it goes anywhere.

Get approvedAsk a questionor call (347) 594-9686