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Travel & high ticket

Standard program

Moving and relocation payment processing

Deposits taken against an estimate that changes on move day make this one of the most dispute-prone service categories.

Commonly assigned MCC

4214

The category actually assigned is set at boarding and can differ from these.

Reviewed

The short version

Moving companies collect a deposit against a written estimate, then the actual weight, access or hours differ and the final bill does not match. That gap is where the disputes come from, and it is a category-wide pattern rather than a merchant-specific one.

Underwriting looks at your estimating process and your operating authority, because both predict how often that gap opens.

What is actually being priced

What underwriting is looking at.

Estimate-to-final gap

Binding versus non-binding estimates change the dispute profile more than anything else in the file.

Deposit timing

Money taken weeks before the move sits in the same future-delivery exposure as travel.

Damage claims

Damage disputes arrive as chargebacks when the claims process is slow, regardless of who was at fault.

What their lists say

Stripe, Square and PayPal on moving.

Their own published policies, quoted verbatim and dated, next to where the category stands with our acquiring partners.

Stripe

Not listed

Square

Not listed

PayPal

Not listed

Dash Process

Standard program

Card and ACH for deposits, balances and claims, with signed-estimate capture that carries into representment.

What we ask for

In the product

What your application looks like from your side.

The same five stages we publish on the site, a named contact, and the document list for moving in one place — received, requested, or not needed.

How it works
Meridian Botanicals/Application
Sandbox
  1. Apply
  2. Underwriting
  3. Approve
  4. Integrate
  5. Live

Underwriting in progress

Acquiring review · Moving and relocation program · MCC 4214

In review

Documents · 3 of 4 received

  • USDOT and MC authorityReceived
  • Binding or non-binding estimate processReceived
  • Deposit policy and refund termsReceived
  • Claims handling process and historyRequested
Illustrative · figures are fictional, not a quote

What we put in place

  • Card and ACH acceptance for deposits, balances and claims settlements
  • Mobile card acceptance for payment taken at the door on move day
  • Signed-estimate capture that carries into representment
  • Descriptor and receipt configuration that matches the trading name

What underwriting will ask you for

Assemble these before you apply anywhere. The list does not get shorter by waiting, and having it ready is the single biggest thing you control about how long this takes.

  • USDOT and MC authority
  • Binding or non-binding estimate process
  • Deposit policy and refund terms
  • Claims handling process and history
Why each document is on the list

Questions

About moving.

Deposits taken weeks before service, payment collected at the door under stress, and a claims process that ends in disputes. USDOT and state registrations are checked, and the file is built around estimate capture and delivery evidence.

Also in travel & high ticket

Next

Adult

Tell us about your moving business.

We will tell you which of our acquiring partners writes it and what your file needs before it goes anywhere.